The Tamil Nadu Kalaignar Kaivinai Thittam was launched by the Tamil Nadu government to encourage entrepreneurship and help artisans. The scheme extends its reach beyond conventional family enterprises by providing rewards to people engaged in 25 handicrafts and industries. In order to support artisans in establishing or expanding contemporary enterprises, the scheme focuses on improving livelihoods, including credit assistance, skill development and entrepreneurship training.
Through this scheme, artisans can receive loans up to Rs. 3 lakh with a 25% discount, up to a maximum of Rs.50,000 and a 5% interest subsidy. Comprehensive assistance for business growth is also offered. Applicants must be at least 35 years old to be eligible. By providing financial and skill based support, this scheme seeks to empower artisans and promote self-reliance and sustainable livelihoods.
Kalaignar Kaivinai Thittam Scheme
The Kalaignar Kaivinai Thittam Scheme was introduced by the Tamil Nadu state government to offer loans to its people who are now employed as artisans. The state government of Tamil Nadu has provided a total of Rs.170 crore to ensure the scheme is implemented smoothly. The information indicates that around 24,000 persons who are employed as artisans in the state of Tamil Nadu are qualified to receive the scheme’s benefits. Under the scheme, the chosen citizens would get a single payment of Rs.25,000 to Rs.1 lakh.
Keywords Of Tamil Nadu Kalaignar Kaivinai Thittam
| Name of the scheme | Tamil Nadu Kalaignar Kaivinai Thittam |
| Launched by | State government of Tamil Nadu |
| Beneficiaries | 25 handicrafts and industries artisans and individuals |
| Objective | To encourage entrepreneurship and sustain the lives of artisans |
| Loan amount | Upto Rs.3 lakh |
| Subsidy | 25% subsidy, up to Rs. 50,000 |
| Interest Subsidy | Up to 5% |
| Support Provided | Financial assistance, skill development and entrepreneurship training |
| Minimum Age | 35 years |
| Application mode | Online |
| Official website | https://www.msmeonline.tn.gov.in/kkt/enclosures.php |
What is Kalaignar Kaivinai Thittam
The Tamil Nadu government’s Kalaignar Kaivinai Thittam scheme aims to empower artisans and craftspeople by enhancing their standard of living and assisting them in starting their own businesses. In order to ensure that craftspeople from diverse backgrounds, not just those in conventional family businesses benefit, it focuses on boosting 25 handicrafts and industries. The scheme helps craftsmen launch new enterprises or grow their current ones using contemporary methods by offering financial support, skill development and entrepreneurship training.
Eligible artisans can obtain loans under Kalaignar Kaivinai Thittam up to Rs.3 lakh with a 25% subsidy (up to Rs.50,000) and a 5% interest subsidy. To aid in their success, further company development assistance is also provided. To be eligible for the scheme, applicants must be 35 years of age or older. Kalaignar Kaivinai Thittam enables artisans to innovate, adjust to shifting markets and preserve Tamil Nadu’s unique cultural legacy by offering finance and skill based support.
Objective
The main objective of the scheme is to uplift artisans and promote self-reliance and sustainable livelihoods by providing financial and skill based support. The scheme enhances Tamil Nadu’s traditional craft legacy while assisting artists in responding to changing market needs by encouraging innovation and modernization.
Eligibility Criteria
- The applicant must live in Tamil Nadu state.
- A minimum of 35 years of age is required.
- Open to anyone working in 25 approved sectors and handicrafts.
- Not just those who run conventional family businesses.
- The applicant must want to launch a new company or grow an already existing one.
Required Documents
- Aadhaar card
- Income certificate
- Date of birth
- Address proof
- Loan application form
- Bank account details
- Proof of handicraft/industry involvement
Amount and Subsidy
- The maximum loan amount is Rs.3 lakh.
- Loan subsidy of 25% up to Rs.50,000.
- Interest reduction on the loan amount of up to 5%.
Trade List
- Pottery and ceramics
- Handloom weaving
- Wood carving
- Embroidery and hand stitching
- Bamboo and cane craft
- Jewellery making (handcrafted)
- Leather craft
- Painting (traditional and decorative)
- Sculpture and stone carving
- Metal craft (brass, copper, etc.)
- Basket weaving
- Terracotta products
- Toys and doll making
- Papercraft and stationery making
- Textile printing (block, batik, etc.)
- Soap and candle making
- Shell craft
- Coir products manufacturing
- Glass craft and decorative items
- Beadwork and accessories
- Carpentry and furniture making
- Traditional musical instruments
- Food processing and packaging
- Herbal product manufacturing
- Handicraft-based home decor
Salient Features
- Provides financial assistance to craftspeople engaged in 25 different sectors and handicrafts.
- Provides a 25% discount on loans up to Rs.3 lakh with a Rs.50,000 maximum.
- Includes a 5% interest rebate to reduce the expense of repayment.
- Promotes training in entrepreneurship and skill development.
- Supports the upgrading of conventional enterprises.
- Open to anybody 35 years of age or older.
- Encourages independence and sustainable means of subsistence.
- Uses crafts to protect and promote Tamil Nadu cultural legacy.
Selection Process
- Submit in the application form and the necessary documents.
- Check eligibility requirements, including residency status, age and trade engagement.
- Review of the idea or business strategy by the appropriate authorities.
- Verify the applicant’s eligibility by doing the required background investigations.
- Eligible candidates are shortlisted according to their financial need and trade.
- Authorize and approve loans with subsidies for chosen applicants.
- Offer direction and instruction to improve business and skill development.
Apply Online Procedure
- First you have to visit the Official Website of the scheme.
- A new page will appear on your screen.
- Enter all the necessary details in the form.
- You have to upload all the necessary documents.
- Click on the submit button.
Login Procedure
- First you have to visit the Official Website of the scheme.
- The homepage will appear on your screen.
- Click on the Login option.
- Enter your registration number and password.
- Enter the captcha code.
- Click on the login button to access your account.
Track Application Status
- First you have to visit the Official Website of the scheme.
- The homepage will appear on your screen.
- Click on the Track Status option.
- Enter your application number and phone number.
- Click on the submit button.
Contact Details
- 22505011
- 22502053
- 22502018
- 22501007
- 22501073
FAQs
What is the maximum loan amount that may be obtained?
The scheme offers a loan of up to Rs.3 lakh.
Does the loan have any subsidies?
Yes, a 25% loan amount subsidy is offered, up to a maximum of Rs. 50,000.
What kind of interest subsidy is available?
The scheme provides a loan interest subsidy of up to 5%.
What is the official website of the scheme?
https://www.msmeonline.tn.gov.in/kkt/enclosures.php